What to Consider:
A lot can happen between the moment you book a trip and the moment you return home. Flights get delayed. Storms form. Emergencies don’t wait for a convenient time.
Travel insurance helps protect the money that you’ve already spent and helps support you when things don’t go as expected. Insubuy, a Trucordia business, helps you easily compare plans that can cover trip cancellations, medical emergencies abroad, baggage delays, and more.
Trip Cancellation
Can reimburse non-refundable, pre-paid costs if you have to cancel your trip for a covered reason.
Emergency Medical
Helps cover emergency medical care abroad where your domestic health plan likely won’t.
Travel Delay
Can pay for meals and accommodations when a covered delay strands you overnight.
Baggage Delay & Loss
Can reimburse essentials needed when your bags are delayed or lost in transit.
Travel Insurance FAQs
Does my regular health insurance help cover me when I travel internationally?
In most cases, no. Most U.S. health insurance plans have limited or no coverage outside the country. If you need emergency medical care abroad, you could face significant out-of-pocket costs. Travel insurance with emergency medical coverage can fill this gap and can also cover emergency medical evacuation.
When is the best time to buy travel insurance?
As soon as possible after making your first trip deposit. Buying early helps you keep your options open for time-sensitive benefits like Cancel For Any Reason (CFAR) coverage and pre-existing medical condition waivers, which are typically only available within 14 to 21 days of your initial booking. Early purchase also helps ensure that you’re covered against named storms.
What’s the difference between trip cancellation and trip interruption coverage?
Trip cancellation helps to protect you before you leave — if a covered event forces you to cancel, it can reimburse your prepaid, non-refundable costs. Trip interruption kicks in after you’ve already departed, helping to cover the unused portion of your trip and last-minute transportation home if something forces you to cut the trip short.
Does travel insurance help cover hurricanes and weather-related cancellations?
It can, but timing matters. Most policies help cover trip cancellations due to hurricanes, as long as the policy was purchased before the storm was named. Once a storm is named, it is considered a foreseeable event and is typically excluded from new policies. If you’re traveling during hurricane season (June through November), buy your policy when you book.
How do I find the right travel insurance solution for my trip?
The best solution depends on your destination, trip length, total trip cost, and what risks matter most to you. Insubuy, a Trucordia business specializing in travel insurance solutions, makes it easy to compare plans from multiple top-rated carriers side by side.