Coverage Solutions for the Complexities of Golf Course Insurance

Playing surfaces, pollution exposure, liquor liability, cart fleets, a season that runs May to September. Brandon Hally has spent 20 years untangling these risks for courses across the Northwest, building coverage that holds up at claim time.

Most policies miss what makes a golf course unique.

Golf operations don't fit a standard insurance policy template. That's why so many courses end up with coverage gaps they don't discover until the time of a claim. Premiums climb year after year with no explanation. And when questions come up, the broker who wrote the policy may not know a tee box from a tank leak.

Sound familiar? You're not the only one. Golf courses across the Northwest deal with the same three frustrations: insurance gaps, rising costs, and brokers who don't know the business. Like you, I want to grow this great game.

Where the gaps usually hide:

Playing surfaces. Policies with per-hole limits or narrow "greens and tees" language can leave fairways and practice areas exposed after storm damage or vandalism.

Pollution and chemicals. Fertilizer, pesticides, fuel tanks. Standard exclusions can turn routine grounds maintenance into an uncovered liability.

Hospitality. Liquor liability, catering, tournaments, and events each carry their own exposure. Bundled wrong, they can leave holes. Bundled right, they can save money.

Carts and equipment. Cart fleets and maintenance equipment often fall in the gray zone between property and inland marine coverage.

The Northwest season. When your main revenue window runs May to September, business interruption coverage isn't a checkbox. It's survival.

Meet a specialist in a niche that few take on.

Golf courses are complex, and complexity can get in the way of a lot of coverage options. Brandon Hally built his practice on it. With more than 20 years of experience, he knows golf course operations inside and out: the exposures, the carriers that know how to write the class, and the difference between a policy that looks complete and one that holds up at claim time.

He works with public and private courses across Oregon, Washington, and Idaho.

Learn more now. Call Brandon at 615-484-9088 or email brandon.hally@trucordia.com.